Introducing a Systems Perspective for Your Organization አንድን ድርጅት መስርቶ ወደ ስኬት ለማምጣት እቅድ ፡ ቅንጅት እና ጊዜ ይፈልጋል።የባልድሪጅ የተሳካ ንግድ ዘዴ ተሞክሮ የተሳካ እና የንግድ ድርጅቶች የሚያድጉበት ነው።በተጨማሪም ለአዲስ እና ለነባር ድርጅቶች የሚሰራ ነው።ማስፈንጠሪያዎቹን በመጫን የተለያዩ ጠቃሚ መረጃዎችን ማግኘት ትችላላችሁ። Leading an organization is complex and often chaotic. Managing that complexity well requires a plan, tools, and time. Foundations for a Successful Business introduces the basic elements of a time-tested framework from which businesses grow and thrive. For decades, the Criteria for Performance Excellence® (part of the regularly revised Baldrige Excellence Framework®: Proven Leadership and Management Practices for High Performance) have served as a blueprint for successfully managing and sustaining organizations. Whether your organization is new, is growing, or has existed for many years, it faces daily and longer-term challenges. It also has strengths that have served you well so far. Foundations for a Successful Business helps you identify and leverage your strengths and prepare to face your challenges. As a result, you will be better able to position your organization to succeed—to accomplish your mission and achieve your vision—with a sense of greater clarity and with alignment among your leaders, employees, customers, and key partners.  https://www.nist.gov/baldrige/self-assessing/improvement-tools/foundations-successful-business

ሻፕ ለአነስተኛ የንግድ ተቋማት የጤና እንክብካቤ ክፍያ እንዲያደርጉ የሚያግዝ ፕሮግራም ነው።ትርፋማ ለሆኑ እና ላልሆኑ ድርጅቶች የሚሰጥ ነው።ሻፕ ለቀጣሪዎች አመቺ እና በአቅማቸው መክፈል የሚችሉት ነው።መስፈርቱን ያሟሉ ድርጅቶች ለታክስ ድጎማ ያገኙበታል። The Small Business Health Options Program (SHOP) is for businesses and non-profit organizations that want to provide health and/or dental insurance to their employees. Offering coverage through the SHOP is affordable, flexible, and convenient. However, it is not the only coverage option for your business. Health Reimbursement Arrangements (HRAs) are a type of account-based health plan that employers can use to reimburse employees for their medical care expenses, including individual health insurance coverage, like a plan from the Individual Marketplace. Employers can decide what they contribute with no annual maximum. If you’re deciding between group coverage or an HRA, you can use our decision guide to find out which option fits the needs of your small business and employees. This guide will give you an overview of key things to know about group coverage and HRAs, including eligibility requirements, coverage options, and costs. Tax season is underway, and if your small business was enrolled in Small Business Health Options Program (SHOP) coverage in 2022 or previous years, you may need some tax-related information about your health insurance. For each year employees have SHOP coverage, they’ll receive a Tax Form 1095-B that reports the type of coverage they had, dependents covered by their insurance policy, and the period of coverage. This form is generated by insurance companies that offer SHOP coverage. If you need the form, or have questions about it: Employers should contact the health insurance company they enrolled with. Your 1095-B will also include your business’ unique Marketplace identifier number. Employees should contact their employer or the health insurance company they enrolled with if they have not received their 1095-B. Note: The SHOP does not generate or distribute Tax Form 1095-B to consumers enrolled in SHOP coverage.  Employers should keep a record of all tax documents and SHOP payment information for each year of their SHOP coverage. To read additional guidance on Tax Form 1095-B, visit IRS.gov. https://www.healthcare.gov/small-businesses/choose-and-enroll/shop-marketplace-overview/?utm_campaign=hcgov_shop&utm_content=enroll2022&utm_medium=email&utm_source=govdelivery

አነስተኛ የንግድ ተቋማት ለሙሉ ሰዓት ሰራተኞቻቸው የጤና ኢንሹራንስ ማቅረብ ካልቻሉ ኪሴራን በመስጠት ሰራተኞቻቸውን መርዳት ይችላሉ።ቀጣሪዎች ሰራተኞቻቸው በጤና ኢንሹራንሶቻቸው በኩል ላወጡት ወጪ ግብር የማይከፈልበት ተመላሽ ገንዘብ ይሰጡዋቸዋል።ለኪሴራ መስፈርቱን የሚያሟሉ ቀጣሪዎች የሰራተኛ ቁጥራቸው ከሃምሳ በታች የሆነ እና በሻፕ ስር የጤና ኢንሹራንስ የማያቀርቡ መሆን አለባቸው። Small employers who don’t offer group health coverage to their employees can help employees pay for medical expenses through a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA). A QSEHRA allows small employers to provide non-taxed reimbursement of certain medical care expenses, like health insurance premiums and coinsurance, to employees who maintain minimum essential coverage (MEC), like a plan from the Individual Marketplace. To get non-taxed reimbursements from a QSEHRA, an employee (and any covered spouse and dependents) must be enrolled in MEC. To provide a QSEHRA to its employees, a small employer generally must: Have fewer than 50 full-time employees. Provide the arrangement on the same terms to all eligible employees (reimbursement amounts may only vary based on age and the number of individuals covered). Not offer a group health plan, such as Small Business Health Options Program (SHOP) coverage, or a flexible spending account. For more information on QSEHRAs, see these resources: Article: Qualified Small Employer HRAs (QSEHRAs) Article: Health Reimbursement Arrangements (HRAs) for small employers Notice: Internal Revenue Bulletin: 2017-47 Have questions? Contact your insurance company or a SHOP-registered agent or broker for help with SHOP coverage. For additional assistance, contact the SHOP Call Center at 1-800-706-7893 (TTY: 1-888-201-6445). To learn more about Health Reimbursement Arrangements (HRAs), visit this webpage. Talk to a licensed tax professional, benefits specialist, or a registered agent or broker to find out more about whether an HRA or traditional group coverage is right for your business.