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Day: February 11, 2023

Housing
Akukulu

Homeowner Assistance Fund የቤት ባለቤቶች የሞርጌጅ እርዳታ

በቤት ሞርጌጅ እና በፍጆታ ክፍያችሁ ወደኋላ የቀራችሁ ለመንግስት እርዳታ መስፈርቱን ለምታሟሉ በየስቴታችሁ የሚሰጥ እርዳታ አዘጋጅቷል።እርዳታው በቤተሰባችሁ ብዛት ቁጥር እና ገቢያችሁ ታይቶ ይሰጣችኋል።በማስፈንጠሪያው ይጠቀሙ። The Homeowner Assistance Fund (HAF) is a $9.961 billion federal program to help households who are behind on their mortgages and other housing-related expenses due to the impacts of COVID-19. The HAF program is overseen by the U.S. Treasury Department and administered by the states, territories, and tribes. https://www.ncsha.org/homeowner-assistance-fund/

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Housing
Akukulu

Emergency Rental Assistance Program Search አፋጣኝ የቤት ኪራይ እርዳታ መፈለጊያ

በኮቪድ ወረርሽኝ ምክንያት ከስራ የተፈናቀሉ ፡ ገቢያቸው የቀነሰ ፡ እና በበሽታው ተጠቅተው የጤና መታወክ የደረሰባቸው የቤት ክራይ መክፈል ስላልቻሉ መንግስት በየስቴታቸው አፋጣኝ እርዳታ ይሰጣል።በአሁኑ ጊዜ የተከፈቱ የቤት ኪራይ እርዳታ ፕሮግራሞች አሉ።እነዚህን እርዳታዎች ማስፈንጠሪያውን በመጫን መፈለግ ይችላሉ።መስፈርቱን ለማሟላት የግልዎትን መረጃዎች ይሞላሉ። To meet this need, the Emergency Rental Assistance program makes funding available to assist households that are unable to pay rent or utilities. Two separate programs have been established: ERA1 provides up to $25 billion under the Consolidated Appropriations Act, 2021, which was enacted on December 27, 2020, and ERA2 provides up to $21.55 billion under the American Rescue Plan Act of 2021, which was enacted on March 11, 2021. The funds are provided directly to states, U.S. territories, local governments, and (in the case of ERA1) Indian tribes. Grantees use the funds to provide assistance to eligible households through existing or newly created rental assistance programs. https://home.treasury.gov/policy-issues/coronavirus/assistance-for-state-local-and-tribal-governments/emergency-rental-assistance-program

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Scholarship & Grant
Akukulu

Student Loan Forgiveness የትምህርት እዳ ቅነሳ

ከትምህርት ሚኒስቴር ለአንድ ጊዜ የሚሰጥ የትምህርት እዳ ቅነሳ ማመልከቻው ተከፍቷል።ይህ ዕዳ ቅነሳ የሚሰራው ከጁን 30 በፊት የትምህርት እዳ ላላቸው ተማሪዎች ሲሆን በገቢያቸው መጠን የሚሰጥ ነው።ፔል ግራንት ከዚህ በፊት ለተቀበሉ ገቢያቸው ታይቶ እስከ $20000 እና ፔል ግራንት ላልተቀበሉ ደግሞ እስከ $10000 የእዳ ቅነሳ ድረስ ይሰጣቸዋል።በተዘጋጀው መስፈንጠሪያ አማካኝነት ለዕዳ ቅነሳው ማመልከት ትችላላችሁ። ማሻሻያ፡ ይህ የተማሪዎች እዳ ቅነሳ ህገ መንግስቱን ያላከበረ ነው ብለው በከሰሱ ስቴቶች ምክንያት የትምህርት ዕዳ ቅነሳ ፕሮግራሙ ለጊዜው ቆሟል።እስካሁን የተቀብልናቸው ማመልከቻዎች እንዳሉ ሆነው አዲስ ማመልከቻ ግን አንቀበልም።ግለሰቦችም ለጊዜው የትምህርት ዕዳ ክፍያ አያደርጉም።የዕዳ ክፍያውም የሚጀምረው የፍርድ ቤቱ ውሳኔ በተሰጠ በ60 ቀን ውስጥ ነው።   This one-time debt relief is provided by the U.S. Department of Education (ED) as part of the Biden-Harris Administration student debt relief plan. Up to $20,000 in debt relief if you received a Federal Pell Grant in college and meet the income requirements Up to $10,000 in debt relief if you didn’t receive a Federal Pell Grant in college and meet the income requirements The debt relief applies only to loan balances you had before June 30, 2022. Any new loans disbursed on or after July 1, 2022, aren’t eligible for debt relief. Other rules apply to consolidation loans. Update U.S. Department of Education announced an extension of the pause on student loan repayment, interest, and collections. The extension will alleviate uncertainty for borrowers as the Biden-Harris Administration asks the Supreme Court to review the lower-court orders that are preventing the Department from providing debt relief for tens of millions of Americans. Payments will resume 60 days after the Department is permitted to implement the program or the litigation is resolved, which will give the Supreme Court an opportunity to resolve the case during its current Term. https://studentaid.gov/manage-loans/forgiveness-cancellation/debt-relief-info https://www.ed.gov/news/press-releases/biden-harris-administration-continues-fight-student-debt-relief-millions-borrowers-extends-student-loan-repayment-pause?utm_content=&utm_medium=email&utm_name=&utm_source=govdelivery&utm_term=

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Policy Updates
Akukulu

No Surprise Act ኖ ሰርፕራይዝ አክት

ኖ ሰርፕራይዝ ቢል ታካሚዎችን ካልታሰበ የህክምና ወጪ ይከላከላቸዋል።እነዚህ ህመምተኞች በድንገተኛ አደጋ እና ድንገተኛ ባልሆነ መደበኛ ህክምና ሲያገኙ የጤና ኢንሹራንሳቸው ከሚሸፍነው ሌላ የሚመጡ ወጪዎች ናቸው።ወጪዎቹም ኢንሹራንሱ የማይሸፍናቸው ሃኪሞቹ እና የምርመራ ተእዛዞች ናቸው።ህመምተኞች ኢንሱራንሱ የሚሸፍናቸውን እና የማይሸፍናቸውን ለማወቅ የሚቸገሩት ህክምናው የሚሰጠው ኢንሹራንሱ በሚሸፍነው ሃኪም ቤት ውስጥ ስለሚሰጥ ነው።እነዚህ ቢሎች ሲመጡባቸው ታካሚዎች ለቅሬታ ሰሚ አካላት ማቅረብ ይችላሉ። The No Surprises Act protects people covered under group and individual health plans from receiving surprise medical bills when they receive most emergency services, non-emergency services from out-of-network providers at in-network facilities, and services from out-of-network air ambulance service providers. It also establishes an independent dispute resolution process for payment disputes between plans and providers, and provides new dispute resolution opportunities for uninsured and self-pay individuals when they receive a medical bill that is substantially greater than the good faith estimate they get from the provider. https://www.cms.gov/newsroom/fact-sheets/no-surprises-understand-your-rights-against-surprise-medical-bills#:~:text=The%20No%20Surprises%20Act%20protects%20people%20covered%20under,and%20services%20from%20out-of-network%20air%20ambulance%20service%20providers.  

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