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Author: Akukulu

Housing
Akukulu

FHA Positive Rental Payment History ኤፍኤችኤ-በሰዓቱ የተከፈለ የቤት ክራይ ታሪክ ያስፈልጋል

የመጀመሪያ ቤት ገዢዎች የተሟላ የቤት ኪራይ ክፍያ ታሪክ ላለፉት 12 ወራት ማሳየት አለባቸው ሲል ኤፍኤችኤ መመሪያ አውጥቷል።የቤት ኪራይ ታሪኩ ላለፉት 12 ወራት መሆን አለበት።የመጀመሪያ ቤት ገዢ ማለት ላለፉት ሶስት ዓመታት በግል ስሙ/ሟ የቤት ባለቤትነት ያልተመዘገበ ነው።በተጨማሪ የተጠየቁትን ማስረጃዎች ማቅረብ ይኖርባቸዋል። Positive Rental Payment History (TOTAL) (II.A.4.b.iii (L)) (1) Definitions Positive Rental Payment History refers to the on time payment by a borrower of all rental payments in the previous 12 months. A rental payment is considered to be on time when it is paid within the month due. Mortgagee Letter 2022-17, Continued 3 A First Time Homebuyer refers to an individual who has not held an ownership interest in another property in the three years prior to the case number assignment. First Time Homebuyer includes an individual who is divorced or legally separated and who has had no ownership interest in a principal residence (other than joint ownership interest with a spouse) during the three years prior to case https://www.hud.gov/sites/dfiles/OCHCO/documents/2022-17hgnml.pdf?utm_medium=email&utm_source=govdelivery  

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Housing
Akukulu

Homeowner Assistance Fund የቤት ባለቤቶች የሞርጌጅ እርዳታ

በቤት ሞርጌጅ እና በፍጆታ ክፍያችሁ ወደኋላ የቀራችሁ ለመንግስት እርዳታ መስፈርቱን ለምታሟሉ በየስቴታችሁ የሚሰጥ እርዳታ አዘጋጅቷል።እርዳታው በቤተሰባችሁ ብዛት ቁጥር እና ገቢያችሁ ታይቶ ይሰጣችኋል።በማስፈንጠሪያው ይጠቀሙ። The Homeowner Assistance Fund (HAF) is a $9.961 billion federal program to help households who are behind on their mortgages and other housing-related expenses due to the impacts of COVID-19. The HAF program is overseen by the U.S. Treasury Department and administered by the states, territories, and tribes. https://www.ncsha.org/homeowner-assistance-fund/

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Housing
Akukulu

Emergency Rental Assistance Program Search አፋጣኝ የቤት ኪራይ እርዳታ መፈለጊያ

በኮቪድ ወረርሽኝ ምክንያት ከስራ የተፈናቀሉ ፡ ገቢያቸው የቀነሰ ፡ እና በበሽታው ተጠቅተው የጤና መታወክ የደረሰባቸው የቤት ክራይ መክፈል ስላልቻሉ መንግስት በየስቴታቸው አፋጣኝ እርዳታ ይሰጣል።በአሁኑ ጊዜ የተከፈቱ የቤት ኪራይ እርዳታ ፕሮግራሞች አሉ።እነዚህን እርዳታዎች ማስፈንጠሪያውን በመጫን መፈለግ ይችላሉ።መስፈርቱን ለማሟላት የግልዎትን መረጃዎች ይሞላሉ። To meet this need, the Emergency Rental Assistance program makes funding available to assist households that are unable to pay rent or utilities. Two separate programs have been established: ERA1 provides up to $25 billion under the Consolidated Appropriations Act, 2021, which was enacted on December 27, 2020, and ERA2 provides up to $21.55 billion under the American Rescue Plan Act of 2021, which was enacted on March 11, 2021. The funds are provided directly to states, U.S. territories, local governments, and (in the case of ERA1) Indian tribes. Grantees use the funds to provide assistance to eligible households through existing or newly created rental assistance programs. https://home.treasury.gov/policy-issues/coronavirus/assistance-for-state-local-and-tribal-governments/emergency-rental-assistance-program

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Scholarship & Grant
Akukulu

Student Loan Forgiveness የትምህርት እዳ ቅነሳ

ከትምህርት ሚኒስቴር ለአንድ ጊዜ የሚሰጥ የትምህርት እዳ ቅነሳ ማመልከቻው ተከፍቷል።ይህ ዕዳ ቅነሳ የሚሰራው ከጁን 30 በፊት የትምህርት እዳ ላላቸው ተማሪዎች ሲሆን በገቢያቸው መጠን የሚሰጥ ነው።ፔል ግራንት ከዚህ በፊት ለተቀበሉ ገቢያቸው ታይቶ እስከ $20000 እና ፔል ግራንት ላልተቀበሉ ደግሞ እስከ $10000 የእዳ ቅነሳ ድረስ ይሰጣቸዋል።በተዘጋጀው መስፈንጠሪያ አማካኝነት ለዕዳ ቅነሳው ማመልከት ትችላላችሁ። ማሻሻያ፡ ይህ የተማሪዎች እዳ ቅነሳ ህገ መንግስቱን ያላከበረ ነው ብለው በከሰሱ ስቴቶች ምክንያት የትምህርት ዕዳ ቅነሳ ፕሮግራሙ ለጊዜው ቆሟል።እስካሁን የተቀብልናቸው ማመልከቻዎች እንዳሉ ሆነው አዲስ ማመልከቻ ግን አንቀበልም።ግለሰቦችም ለጊዜው የትምህርት ዕዳ ክፍያ አያደርጉም።የዕዳ ክፍያውም የሚጀምረው የፍርድ ቤቱ ውሳኔ በተሰጠ በ60 ቀን ውስጥ ነው።   This one-time debt relief is provided by the U.S. Department of Education (ED) as part of the Biden-Harris Administration student debt relief plan. Up to $20,000 in debt relief if you received a Federal Pell Grant in college and meet the income requirements Up to $10,000 in debt relief if you didn’t receive a Federal Pell Grant in college and meet the income requirements The debt relief applies only to loan balances you had before June 30, 2022. Any new loans disbursed on or after July 1, 2022, aren’t eligible for debt relief. Other rules apply to consolidation loans. Update U.S. Department of Education announced an extension of the pause on student loan repayment, interest, and collections. The extension will alleviate uncertainty for borrowers as the Biden-Harris Administration asks the Supreme Court to review the lower-court orders that are preventing the Department from providing debt relief for tens of millions of Americans. Payments will resume 60 days after the Department is permitted to implement the program or the litigation is resolved, which will give the Supreme Court an opportunity to resolve the case during its current Term. https://studentaid.gov/manage-loans/forgiveness-cancellation/debt-relief-info https://www.ed.gov/news/press-releases/biden-harris-administration-continues-fight-student-debt-relief-millions-borrowers-extends-student-loan-repayment-pause?utm_content=&utm_medium=email&utm_name=&utm_source=govdelivery&utm_term=

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Policy Updates
Akukulu

No Surprise Act ኖ ሰርፕራይዝ አክት

ኖ ሰርፕራይዝ ቢል ታካሚዎችን ካልታሰበ የህክምና ወጪ ይከላከላቸዋል።እነዚህ ህመምተኞች በድንገተኛ አደጋ እና ድንገተኛ ባልሆነ መደበኛ ህክምና ሲያገኙ የጤና ኢንሹራንሳቸው ከሚሸፍነው ሌላ የሚመጡ ወጪዎች ናቸው።ወጪዎቹም ኢንሹራንሱ የማይሸፍናቸው ሃኪሞቹ እና የምርመራ ተእዛዞች ናቸው።ህመምተኞች ኢንሱራንሱ የሚሸፍናቸውን እና የማይሸፍናቸውን ለማወቅ የሚቸገሩት ህክምናው የሚሰጠው ኢንሹራንሱ በሚሸፍነው ሃኪም ቤት ውስጥ ስለሚሰጥ ነው።እነዚህ ቢሎች ሲመጡባቸው ታካሚዎች ለቅሬታ ሰሚ አካላት ማቅረብ ይችላሉ። The No Surprises Act protects people covered under group and individual health plans from receiving surprise medical bills when they receive most emergency services, non-emergency services from out-of-network providers at in-network facilities, and services from out-of-network air ambulance service providers. It also establishes an independent dispute resolution process for payment disputes between plans and providers, and provides new dispute resolution opportunities for uninsured and self-pay individuals when they receive a medical bill that is substantially greater than the good faith estimate they get from the provider. https://www.cms.gov/newsroom/fact-sheets/no-surprises-understand-your-rights-against-surprise-medical-bills#:~:text=The%20No%20Surprises%20Act%20protects%20people%20covered%20under,and%20services%20from%20out-of-network%20air%20ambulance%20service%20providers.  

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Immigration
Akukulu

Welcome Corps Now Open ዌልካም ኮርፕስ አገልግሎት ተከፈተ

ዌልካም ኮርፕስ የአሜሪካ ነዋሪዎች አዲስ ስደተኞች ወደ ሃገሪቱ ሲመጡ የሚቀበሉዋቸው ናቸው።አሜሪካዊያን አምስት አባል ባለው ቡድን ሆነው ስደተኞችን ሲቀበሉ ከአውሮፕላን ማረፊያው አቀባበል ጀምሮ የመጠለያ ቤት ፡ ምግብ እና አልባሳት በመስጠት እንዲሁም ልጆቻቸውን በትምህርት ቤት ገብተው አንዲማሩ በማድረግ ይራዳሉ።በተጨማሪም ለስራተኞች ስራ በማፈላልግ እና በማስያዝ ይደግፋሉ።ስደተኛ ተቀባዮች እኒህን ጉዳዮች ሲፈጽሙ የባለሙያ ድጋፍ ይደረግላቸዋል። The Welcome Corps is a new service opportunity for Americans to welcome refugees seeking freedom and safety and, in turn, make a difference in their own communities. Together, sponsor groups welcome refugee newcomers by securing and preparing initial housing, greeting refugee newcomers at the airport, enrolling children in school, and helping adults to find employment. You already have the most important skill you need to succeed—knowledge about daily life in your community. Experts will be there to guide you each step of the way. https://welcomecorps.org/

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Immigration
Akukulu

Ethiopia’s Temporary Protective Status/በአሜሪካ ለኢትዮጲያውያን ጊዜያዊ ጥገኝነት

ከኢትዮጲያ የእርስ በርስ ጦርነት ሸሸተው አሜሪካ የገቡ ስደተኞች ከአሜሪካ መንግስት የጊዜያዊ ጥገኘነት ለ 18 ወር ተሰትጧቸዋል።በዚህን ጊዜ እየሰሩ እንዲኖሩ የስራ ፈቃድም ይሰጣቸዋል።ይህ ለሁሉም ቪዛ የሚሰራ ነው። https://www.uscis.gov/newsroom/news-releases/dhs-designates-ethiopia-for-temporary-protected-status-for-18-months WASHINGTON – Today, the Department of Homeland Security (DHS) announced the designation of Ethiopia for Temporary Protected Status (TPS) for 18 months. Only individuals who are already residing in the United States as of October 20, 2022 will be eligible for TPS. “The United States recognizes the ongoing armed conflict and the extraordinary and temporary conditions engulfing Ethiopia, and DHS is committed to providing temporary protection to those in need,” said Secretary of Homeland Security Alejandro N. Mayorkas. “Ethiopian nationals currently residing in the U.S. who cannot safely return due to conflict-related violence and a humanitarian crisis involving severe food shortages, flooding, drought, and displacement, will be able to remain and work in the United States until conditions in their home country improve.” A country may be designated for TPS when conditions in the country fall into one or more of the three statutory bases for designation: ongoing armed conflict, environmental disaster, or extraordinary and temporary conditions. This designation is based on both ongoing armed conflict and extraordinary and temporary conditions in Ethiopia that prevent Ethiopian nationals, and those of no nationality who last habitually resided in Ethiopia, from returning to Ethiopia safely. Due to the armed conflict, civilians are at risk of conflict-related violence, including attacks, killings, rape, and other forms of gender-based violence; ethnicity-based detentions; and human rights violations and abuses. Extraordinary and temporary conditions that further prevent nationals from returning in safety include a humanitarian crisis involving severe food insecurity, flooding, drought, large-scale displacement, and the impact of disease outbreaks. This will be Ethiopia’s first designation for TPS. Individuals eligible for TPS under this designation must have continuously resided in the United States since October 20, 2022. Individuals who attempt to travel to the United States after October 20, 2022 will not be eligible for TPS under this designation. Ethiopia’s 18-month designation will go into effect on the publication date of the forthcoming Federal Register notice. The Federal Register notice will provide instructions for applying for TPS and an Employment Authorization Document (EAD). TPS applicants must meet all eligibility requirements and undergo security and background checks.

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Immigration
Akukulu

Extension of Temporary Waiver of 60 Day Rule/የስልሳ ቀን ህግ ቀነ ገደብ ወደ ማርች 31 2023

ለግሪን ካርድ የሚያመለክቱ ስደተኞች ከማመልከታቸው በፊት በስልሳ ቀን ውስጥ የህክምና ምርመራ እና ክትባታቸውን እንዲያጠናቅቁ የሚያዘው ህግ ቀነ ገደብ ወደ ማርች 31  2023 ተዛውሯል።ከዚህ ቀደም ያደረጋችሁት ምርመራ እና የሞላችሁት ፎርም ተቀባይነት አለው ስለዚህ I-693 እንዲሁ ተቀባይነት አለው። U.S. Citizenship and Immigration Services is extending our temporary waiver of the requirement that civil surgeons must sign Form I-693, Report of Medical Examination and Vaccination Record, no more than 60 days before an individual applies for the underlying immigration benefit (including Form I-485, Application to Register Permanent Residence or Adjust Status). The waiver was originally effective until Sept. 30, 2022, but we have extended it to March 31, 2023, to further ease processing delays and associated difficulties in timely completing the immigration medical examination. This waiver applies to all Forms I-693 associated with applications for underlying immigration benefits that have not been adjudicated, regardless of when the application was submitted to USCIS or when a civil surgeon signed the Form I-693. This waiver will help applicants who have been affected by the COVID-19 pandemic and related processing delays, which have sometimes delayed immigration medical examinations. It also will help many applicants, including Afghan nationals evacuated under Operation Allies Welcome, who completed immigration medical examinations but could not apply for adjustment of status within 60 days of a civil surgeon signing their Form I-693.

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Immigration
Akukulu

USCIS-Public Charge Inadmissibility Rule/አዲሱ የኢሚግሬሽን ህግ ዲሴምበር 23 ላይ ተግባራዊ ይሆናል

የአሜሪካ ኢሚግሬሽን ቢሮ ወደ ሃገሪቱ ለሚገቡ እና ግሪን ካርድ ለሚጠይቁ ስደተኞች በመንግስት እርዳታ መኖራቸው የኢሚግሬሽን ጉዳያቸው ላይ አሉታዊ ተጽእኖ ያደርሳል ሲል አሳውቋል።በዚህ መሰረት ስደተኞች ወደ ሀገሪቱ እንዳይገቡ ሊከለክል ይችላል። U.S. Citizenship and Immigration Services (USCIS) announced a final rule on the public charge ground of inadmissibility. When you apply to be admitted into the United States or become a lawful permanent resident, USCIS can deny your application if it determines that you are “likely to become a public charge”—meaning you depend primarily on the government to support yourself. The final rule sets out how USCIS will make this determination. The new rule will go into effect on December 23, 2022 and will apply to applications postmarked on or after that date. Until then, USCIS will continue to apply the 1999 Interim Field Guidance on public charge inadmissibility, as it has done since March 9, 2021. Why This Matters Under the new rule, USCIS formalizes an approach that allows it to follow the law, protect the country’s interests, and address the fear and confusion that previously led eligible non-citizens to disenroll from public benefits (even when they were not subject to the public charge ground). What USCIS Will Look At Under the final rule, USCIS will determine if you are likely to become a public charge based on the following: Your age, health, family status, financial status (including assets and resources), education, and skills; Whether a sponsor has submitted Form I-864, Affidavit of Support Under Section 213A of the INA, for you (when required); and Whether you have received or are receiving: Supplemental Security Income (SSI); Cash assistance for income maintenance under Temporary Assistance for Needy Families (TANF); State, tribal, territorial, or local cash benefit programs for income maintenance (often called “General Assistance”); or Long-term institutionalization at government expense. What USCIS Will Not Look At Under the new rule, USCIS will NOT consider the following when making a public charge determination: Benefits received by your family members; Supplemental Nutrition Assistance Program (SNAP) or other nutrition programs benefits; Children’s Health Insurance Program (CHIP) benefits; Medicaid (other than long-term institutionalization at government expense); Housing benefits; Any benefits related to immunizations or testing for communicable diseases; or Other supplemental or special-purpose benefits. Under U.S. immigration law, public charge inadmissibility does not affect or apply to some applicants. That means the new rule will not affect you if you are: Already a lawful permanent resident (in most cases); A refugee; An asylee; Applying for or re-registering for Temporary Protected Status; A special immigration juvenile; or Applying for or have T, U, or Violence Against Women Act (VAWA) status. For a full list of the categories of applicants exempted by Congress from the public charge ground of inadmissibility, see the final rule.

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Girls' & Women's Mentorship/የሴቶች ምክር
Akukulu

U.S. Women’s Chamber of Commerce/የአሜሪካ የሴቶች ንግድ ምክር ቤት

ይህ የንግድ ምክር ቤት የሴቶች ንግድ ሰርቲፊኬት እንዲያገኙ ይረዳል።ከመንግስት እና ከተለያዩ የንግድ ተቋማት ጋር የሴቶች ንግድ ኮንትራት እንዲያሸንፉ የመገናኛውን መድረክ ያዘጋጃል።በሴቶች ባለቤትነት ለተያዙ አነስተኛ የንግድ ተቋማትም ስልጠና እና መረጃ ይሰጣል። https://www.uswcc.org/ The U.S. Women’s Chamber of Commerce gives voice to the collective strength of women in the U.S. economy. Using a platform of influence, innovation, and opportunity, we work with and for our members to grow successful businesses and careers. The Women’s Chamber helps women start and build successful businesses and careers, gain access to government contracts, grow as leaders and prepare for a secure retirement.  We work to advance government policies that underpin Women’s Economic Priorities — a positive economic environment with policies, budgets, and leadership that support women as students, workers, mothers, breadwinners, caregivers, business owners, retirees, and policy leaders. We are committed to transforming the economics of the business and labor markets and dismantling barriers that stifle sustainable business and economic growth. We support and advance these priorities every day and thank our many members, leadership team, and partners for their support. The U.S. Women’s Chamber remains staunchly “non-captive.” We’re sponsored by the interests, aspirations, and needs of our members — not by big corporate sponsors who would moderate our voice or blunt our independent work. This independence powers our ability to always say and do what is right for our members. Women-led. Progress for all. Charmagne Manning, President

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