We’re hiring passionate Mentors, Tutors, Program Coordinators & Security Officers to empower youth in Maryland, Washington D.C., Virginia Apply now and make a difference!
Life Youth Mentorship & Tutoring (LYMT) – Second Batch Now Open!
After successfully completing our first year LYMT program, we’re excited to welcome our second batch of students! Led by college educated mentors & tutors, LYMT offers academic support, life skills, STEM tutoring, and enriching activities to help youth excel.
Special Offer: Enroll now for just $200/month (was $250) – limited seat only! (Click here)

The Affordable Care Act: Expanding Health Insurance Coverage in the US

Affordable Care Act

The Affordable Care Act (ACA), also known as Obamacare, is a landmark health care reform law enacted in 2010. It represents the most significant expansion of health insurance coverage in the United States since the creation of Medicare and Medicaid in 1965.

The ACA has three primary goals:

  • Increase affordability: The law provides subsidies to help low and middle-income earners afford health insurance premiums.
  • Expand coverage: The ACA created Health Insurance Marketplaces where individuals and families can shop for and compare plans. It also mandated that most Americans have health insurance or pay a penalty. (This penalty was later eliminated but the coverage mandate remains).
  • Improve quality: The ACA includes provisions aimed at improving the quality of care and reducing healthcare costs overall.

Key Impacts of the ACA

  • Millions gained coverage: The ACA has led to a significant increase in the number of Americans with health insurance. Prior to the ACA, around 17% of Americans were uninsured. That number has fallen to around 8%.
  • Pre-existing conditions: The ACA prohibits insurers from denying coverage or charging higher premiums based on pre-existing medical conditions.
  • Young adults can stay on parents’ plans: The ACA allows young adults to stay on their parents’ health insurance plans until age 26.

The ACA remains a topic of debate

  • Cost concerns: While the ACA has helped many afford coverage, healthcare costs remain high for some.
  • Individual mandate repeal: The elimination of the penalty for not having health insurance has led to concerns about fewer healthy people enrolling in plans, which could drive up premiums.
  • Ongoing legal challenges: The ACA has faced legal challenges throughout its existence.

The future of the ACA remains uncertain. However, it continues to be a major part of the US health care system, providing health insurance to millions of Americans.

Source: U.S. Department of Health and Human Services: https://www.hhs.gov/healthcare/index.html

Affordable Care Act Contact Number: 1-800-318-2596

Disclaimer: At Akukuly Family, we gather information from various internet sources to provide valuable insights and resources through our blog. While we strive to ensure the accuracy and relevance of our content, we encourage readers to verify information and consult professional advice where necessary. The views and opinions expressed in our blog posts are those of the authors and do not necessarily reflect the official policy or position of Akukuly Family.

Photo Credits & Concerns All images used on our website are sourced from stock image libraries and are believed to be free for use. However, if you believe any image violates copyright or you have any objection to its use, please contact us at ceo@akukulufamily.com, and we will promptly address the issue or take down the image as requested.
Picture of Editorial Staff -Akukulu
Editorial Staff -Akukulu

Akukulu Family is a limited liability company registered in Maryland to create awareness and serve as a mentoring and networking platform for all minority communities

Skip to content