የመጀመሪያ ቤት ገዢዎች የተሟላ የቤት ኪራይ ክፍያ ታሪክ ላለፉት 12 ወራት ማሳየት አለባቸው ሲል ኤፍኤችኤ መመሪያ አውጥቷል።የቤት ኪራይ ታሪኩ ላለፉት 12 ወራት መሆን አለበት።የመጀመሪያ ቤት ገዢ ማለት ላለፉት ሶስት ዓመታት በግል ስሙ/ሟ የቤት ባለቤትነት ያልተመዘገበ ነው።በተጨማሪ የተጠየቁትን ማስረጃዎች ማቅረብ ይኖርባቸዋል።
Positive Rental Payment History (TOTAL) (II.A.4.b.iii (L))
(1) Definitions
Positive Rental Payment History refers to the on time payment by a
borrower of all rental payments in the previous 12 months. A rental
payment is considered to be on time when it is paid within the month
due.
Mortgagee Letter 2022-17, Continued
3
A First Time Homebuyer refers to an individual who has not held an
ownership interest in another property in the three years prior to the
case number assignment. First Time Homebuyer includes an
individual who is divorced or legally separated and who has had no
ownership interest in a principal residence (other than joint
ownership interest with a spouse) during the three years prior to case
