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ሻፕ ለአነስተኛ የንግድ ተቋማት የጤና እንክብካቤ ክፍያ እንዲያደርጉ የሚያግዝ ፕሮግራም ነው።ትርፋማ ለሆኑ እና ላልሆኑ ድርጅቶች የሚሰጥ ነው።ሻፕ ለቀጣሪዎች አመቺ እና በአቅማቸው መክፈል የሚችሉት ነው።መስፈርቱን ያሟሉ ድርጅቶች ለታክስ ድጎማ ያገኙበታል።
The Small Business Health Options Program (SHOP) is for businesses and non-profit organizations that want to provide health and/or dental insurance to their employees. Offering coverage through the SHOP is affordable, flexible, and convenient. However, it is not the only coverage option for your business.
Health Reimbursement Arrangements (HRAs) are a type of account-based health plan that employers can use to reimburse employees for their medical care expenses, including individual health insurance coverage, like a plan from the Individual Marketplace. Employers can decide what they contribute with no annual maximum.
If you’re deciding between group coverage or an HRA, you can use our decision guide to find out which option fits the needs of your small business and employees. This guide will give you an overview of key things to know about group coverage and HRAs, including eligibility requirements, coverage options, and costs.
Tax season is underway, and if your small business was enrolled in Small Business Health Options Program (SHOP) coverage in 2022 or previous years, you may need some tax-related information about your health insurance.
For each year employees have SHOP coverage, they’ll receive a Tax Form 1095-B that reports the type of coverage they had, dependents covered by their insurance policy, and the period of coverage. This form is generated by insurance companies that offer SHOP coverage.
If you need the form, or have questions about it:
- Employers should contact the health insurance company they enrolled with. Your 1095-B will also include your business’ unique Marketplace identifier number.
- Employees should contact their employer or the health insurance company they enrolled with if they have not received their 1095-B.
- Note: The SHOP does not generate or distribute Tax Form 1095-B to consumers enrolled in SHOP coverage.
Employers should keep a record of all tax documents and SHOP payment information for each year of their SHOP coverage. To read additional guidance on Tax Form 1095-B, visit IRS.gov.
https://www.healthcare.gov/small-businesses/choose-and-enroll/shop-marketplace-overview/?utm_campaign=hcgov_shop&utm_content=enroll2022&utm_medium=email&utm_source=govdelivery
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